Privacy Policy

1. Introduction

Trios1 ("Company," "we," "us," or "our") is committed to protecting the privacy and security of personal information collected through our lead generation services for Final Expense Insurance, Indexed Universal Life (IUL) Insurance, Term Life Insurance, and Annuities. This Privacy Policy outlines how we collect, use, disclose, and protect your information in compliance with all applicable state and federal laws, including the Gramm-Leach-Bliley Act (GLBA), the Telephone Consumer Protection Act (TCPA), the California Consumer Privacy Act (CCPA), and other relevant privacy regulations.

2. Information We Collect

We collect personal information from consumers through various means, including but not limited to online forms, phone calls, social media interactions, and third-party marketing partners. The information collected may include:

• Name
• Address
• Phone number
• Email address
• Date of birth
• Insurance needs and preferences
• Financial information (where applicable)

3. How We Use Your Information

The information collected is used to:

• Connect consumers with licensed insurance professionals
• Provide customized insurance and financial solutions
• Improve our services and marketing efforts
• Comply with legal and regulatory requirements

4. Sharing of Information

We do not sell personal information. However, we may share collected information with:

• Licensed insurance agents, brokers, and carriers to provide relevant insurance options
• Service providers that assist with marketing, analytics, and business operations
• Regulatory authorities as required by law

5. Consumer Rights

Depending on the state of residence, consumers may have certain rights, including:

• The right to know what personal information is collected and how it is used
• The right to opt out of data sharing for marketing purposes
• The right to request deletion of personal data (subject to legal and contractual obligations)
• The right to access or update personal information

To exercise these rights, consumers may contact us using the information provided in the Contact Information section.

6. Data Security and Retention

We implement industry-standard security measures to protect personal information from unauthorized access, disclosure, or misuse. Personal information is retained only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

7. Marketing and Communication Preferences

By providing contact information, consumers consent to receive marketing communications via phone, email, SMS, or other methods. Consumers may opt out of marketing communications at any time by following the unsubscribe instructions included in the messages or by contacting us directly.

8. Compliance with Telemarketing and Do Not Call Laws

We adhere to all applicable telemarketing laws, including the TCPA and Do Not Call (DNC) regulations. Consumers may request to be placed on our internal Do Not Call list by contacting us using the information provided in the Contact Information section.

9. Third-Party Websites and Links

Our website or marketing materials may contain links to third-party websites. We are not responsible for the privacy practices of these third parties and encourage users to review their privacy policies.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date. Continued use of our services after changes constitute acceptance of the revised policy.

11. Your Privacy Rights

Under data protection laws, you have the following rights:

• Right of Access: Request a copy of your personal data
• Right to Rectification: Request correction of inaccurate data
• Right to Erasure: Request deletion of your personal data
• Right to Data Portability: Receive your data in a machine-readable format
• Right to Withdraw Consent: Withdraw consent for data processing at any time

To exercise these rights, visit our Privacy Rights Center or contact us directly.

12. Contact Information

If you have any questions or concerns about this Privacy Policy, you may contact us at: